The fact is that this is not sci-fi. It’s the seismic impact of digital systems over the insurance sector. In Newtonian gravity, check particles can stably orbit at arbitrary distances from the central object. Generally relativity, even so, there exists an innermost stable circular orbit (typically called the ISCO), for https://econopass.com/news/science-technology/7-mind-blowing-ways-the-technological-singularity-will-transform-humanity/